_ _ ___ _ _ _ _ _ | | | |_ _| | \ | | _____ _____| | ___| |_| |_ ___ _ __ | |_| || | | \| |/ _ \ \ /\ / / __| |/ _ \ __| __/ _ \ '__| | _ || | | |\ | __/\ V V /\__ \ | __/ |_| || __/ | |_| |_|___| |_| \_|\___| \_/\_/ |___/_|\___|\__|\__\___|_| --------------------------------------------Issue 15- HYIP NEWSLETTER - stay up to date in the hyip world! http://www.hyipinvestment.com http://www.hyipdiscussion.com ----------------------------------------------------- DISCLAIMER: All information in the HI Newsletter is neither an endorsement nor a solicitation of any sort and cannot be considered as a promotional offering. We do not provide free professional consulting on investment options or personal assistance with recovery of deposited funds. ----------------------------------------------------- Complete archives of the HI Newsletter are now available at the following URL: http://www.hyipinvestment.com/newsletterarchive.php ----------------------------------------------------- in this issue: 1. News on most popular programs 2. Sharing HYIP Experience (Part 3) 3. Program Snapshot: Paxmix ----------------------------------------------------- News on most popular programs PIPS (People In Profit System): Bryan Marsden, the CEO of PIPS, is attamepting to initiate negotiations with Bank Negara (the Central Bank of Malaysia) in order to retrieve PIPS back to operation and conduct further restructuring of the program, aimed at the resolution of all current issues. The servers of PIPS and PicPay, according to unofficial information, are still under investigation by Bank Negara. New updates on the program appear practically every day from various sources. They can be read and discussed here: http://www.hyipdiscussion.com/pips-pureinvestor.html Global Mutual: We have received a message from Gordon M Doherty, the CEO of Global Mutual, in response to the criticism of GM's customer support by one of our members. We are truly pleased to see that such prominent and respectful businessman as Mr. Doherty are subscribed to our Newsltter. The quotes from the member's message are in quotation marks (""), and Mr. Doherty's responses to each issue are right below them, each strating with a dash (-). "I've been a member of GM for a few month, and apart from the support I have had no problems with them. Just recently they changed the currency exchange tool, so that it is no longer possible to withdraw Stormpay-funds to e-gold." -This was changed a week ago after soring out a problem with stormpay. Every paying member was informed by newsletter, and the problem with recalls were noted along with the change to a manual process. Somebody does not read their email and I have sent at least 3 in the last 14 days. "They don't inform anybody of this, and it sucks. The main problem is that the payment to Stormpay is done manually by them, and is pending for weeks or month." -The main problem was that due to a thousand dollars of recalls, stormpay put a minimum balance of $2,000 on our account, slowing all withdrawals until I was able to reach a compromise with stormpay. "Again an example of the bad support. I have tried to mail to Kymmer and left messages to support, but no answer. Fustrating." -Kymmer was very ill for two weeks, and has just returned. "My advice is, only deposit by e-gold" -That is our advice too, the other payment systems there as a cutesy, but not a right. "Also the forum is dead, nobody posts there because there is no reply from admin, moderator or anybody else. Communication wise this is the bottom." -The forum went down about a week ago due to server problems. StudioTraffic: During the past week, ST announced three days of surfing holidays (August 19, 20, and 21), with daily interest being paid in full to all members. The reason for these holidays was a necessity to add three new servers as part of the previously planned program's expansion. Those members who haven't verified their accounts yet need the following documents to do so: -Voided check -Bank statement or untility bill -Photo ID More information regarding this matter is included in the FAQ section of ST's website at the following link: https://studiopay.com/faq_account.php Reality Millions: RM members start reporting the completion of their verification procedures and preparing to commence withdrawals. One thing to be pointed out here is that each member prior to making a withdrwal request should make sure he/she has been verified with his/her payment system as well (e.g. IntGold). Further development of the Do-Int project, administered by the RM staff, is currently anticipated. You can discuss these and many other programs with fellow high-yield investors on our forum at http://www.hyipdiscussion.com ----------------------------------------------------------------------- Sharing HYIP Experience (Part 3) (in co-operation with http://hyip-navigator.com HYIP Articles) -Types of HYIP programs Coming from the above-mentioned, all programs can be split into the following types: . Short Term Ponzi This type of programs pays 10 to 200% (sometimes even more) on a daily basis. The life of such pyramids is fairly short: as a rule, they last 3 to 15 days. They cannot be called investments, since you will not be able to make any money with them, and the amount of money deposited into such "roulette" should not exceed $50. I would recommend staying away from them at all costs. . Medium Term Ponzi This type of programs pays around 4-7% daily. Programs of this sort can be classified as extremely risky and normally last for the period of 15 to 30 days, at most 2 - 2,5 months if there were no big deposits at the initial stage. . Long Term Ponzi This is the most optimal type for investing. Such projects pay 2 to 3% daily and normally function for the period of to 4-5 months. Some long-lasting programs of this sort can stay around as long as half a year. The recovery time for deposits in these programs is relatively short (33-50 days), so you have about a 70% chance for recovering you initial deposit and deriving some income. . Extra Long Term Ponzi and Real Programs This category deals with low-yield programs (the interest rates are less than 1.5% daily or 25% monthly). Such programs can last for quite a long time (in some cases, up to a year), but you are not likely to derive significant income from them. For this reason, if the validity of a program's business is not proven, I would advise you to stay away from them. In order to receive some significant profits from such programs, you will have to make a large deposit with them (from $1000), but the risk level in this case is not justified! -Private HYIP: truth and lie You have probably heard of private investment programs, telling about their offshore registration and being kept in strict confidentiality. Don't believe it: it's no more than a cover, a lame story, created for attracting extra capital. In most cases such programs don't have a referral program and accept new members only by invitation (Invitation Code). Don't make a big deal out of it. The only difference between such programs and the regular ones is that they last for much longer than public HYIP. Also, be careful with programs promising to go private - in most cases, it means their upcoming closure. You have to realize that a pyramid scheme relies on the influx of new capital, so its closure to public and switching to the private mode means its death. In most cases it is done only with the purpose of persuading old members to make additional deposits in order to collect more money before the closure. Speaking of lie in the HYIP world, there's plenty of lies in this area. Try not to believe what you are reading on program websites, conduct your own analysis, and discuss projects on forums with experienced investors. Analyze interviews, given by admins: pay attention to the way they are answering questions, whether they try to avoid addressing the question directly or tell the truth? This will help you to make the right decision. If in response to the question "How do you generate income for your members?" the admin presents some standard phrase, like "FOREX, betting and so on" - he is most likely lying and doesn't even know the current ration between US Dollar and Euro... -If you have been scammed Sooner or later this will happen - a scammer has deceived you and ran with your entire deposit or its part. I often receive the following type of messages: "I have deposited $100. In a few days the program closed down and I lost my deposit. How can I get my money back?" The answer is simple: there's NO WAY to do so! Keep this in mind and take it for what it is: currently, there is no mechanism regulating Internet payments. Neither E-gold administration, nor anyone else will help you to recover your money. Remember that the Disclaimer section of any HYIP indicates that the administrator is not responsible for your money and you are depositing them voluntarily. Of course, theoretically you can file a lawsuit, but even if you manage to prove that you have been scammed and a lengthy investigation will be conducted, which might take a few years, the most of what you can expect is the imprisonment of the scammer (just the way it happened with the admin of "Brideby"). You are not likely to see your money again even in case of a positive outcome. Not to mention that you will most likely not be able to cover the expenses of a police investigation if your deposit is very small - it will be much more expensive that way. HYIP are always on the edge of law - never forget about it, since they might be against the laws of your country. If, in spite of everything, you have decided to choose the hard path of an HYIP investor - we sincerely wish you best of luck in this uneasy business. ----------------------------------------------------------------------- Program Snapshot: CG Financial -Program Overview Paxmix (www.paxmix.com) is a US-based company (registered in New Castle, USA), pursuing extensive business activities in the high-tech area as an offshore investment branch of Space-Quantum Corporation. This involves manufacturing, rendering, transportation, and installment of ultrasonic (OUSE) not destroying control (NDT) equipment, known as the company's primary product. Being an international corporation, Space-Quantum has occupied one of the leading places in equipment delivery to territory of the countries of former Soviet Union. In this process, Paxmix plays the role of a private offshore organization, financing intermediaries between suppliers of the equipment and generating the total revenue of up to 40% on each transaction. The company claims to have a multi-year experience on the market, with a powerful conglomerate of financial and technical experts having been formed. Reception of means from foreign investors is carried out in the private order since December, 2004. Since April, 2005 the company has started automating the registration records of its clients. Now all the calculations of its investors' deposits are fully-automated. -Business Concept The company has set up variable interest rates, depending on the amount deposited into its investment program. The current minimal investment amount is fixed at USD $5 for the initial deposit, with any subsequent deposits being no lower than five cents. The company is using E-gold as its primary method of payment, but more options can be considered later. The wire transfer option is available for investments over USD $20,000 - details of this option are discussed in the private order, with an obligatory connection of accumulative function being applicable. All deposits will be accepted until the end of 2006 - then Paxmix will apply for a registration with the US Security and Exchange Commission and the interest rates will be lowered to 37% annually. Currently, deposits can be made for an unlimited number of times. Daily interest is calculated on the members' internal accounts and can be withdrawn manually at any time. In addition, the principal is returned after the period of 150 days from the date the deposit was made. One more thing to be mentioned here is the company's referral program: members receive 10% of the deposits of the new investors they have attracted (including any subsequent deposits they might make later). For this purpose, they are provided with a special referral link which they can advertise on the Internet. -Website and Customer Support The company acquires a secure website, developed by a professional team of highly skilled programmers and designers. In order to log in, members have to specify their birth dates in the following format: DDMMYYYY. This feature makes members' account inaccessible for hackers even if they manage to crack your account password. Paxmix provides its clients with a responsive e-mail customer support. Members can submit inquiries via a secure e-mail form on the program's website, with a response being provided within 24 business hours. Alternatively, the company offers an online forum for its investors. Members are required to maintain positive balance (at least $0.01) on their accounts to be able to post in the forum. -Our Opinion Due to excellent returns offered by this program, we consider it to possess a great potential for the near future. The program's connection with Space-Quantum Corporation has been proved by having its URL placed in the "Contacts" section on the company's website. Paxmix has also obtained a verification certificate from a US certification agency "E-trust". However, investors should keep in mind that high-yield business involves high levels of risk and never invest the amounts of money they cannot afford to lose. ----------------------------------------------- If you are an admin of an investment program and would like it to be reviewed in our newsletter, feel free to contact us by e-mail at bravehoststamps@yahoo.com ----------------------------------------------- Bravehoststamps (bravehoststamps@yahoo.com) HI Newsletter